Law

Read the article and answer the following question: Does cross-border banking in Africa threaten the existence of existing informal

financial arrangements? Beck, T., Senbet, L., & Simbanegavi, W. (2015). Financial Inclusion and Innovation in Africa: A
1- Oscola referencing .
2- with no introduction and no conclusion , only literature review needed.
3- Based on academic arguments , journals , text books and cases.