Finance and Accounting

Life Insurance

Project description
Life Insurance: Discuss the debate over whole life insurance versus term life insurance versus universal policies. Provide examples where one type of life insurance might be better than the other. Does the type of life insurance that you purchase depend on the economic situation? Or should it depend on the economic situation?
Suggested References: “Consumers Pile In to Life Insurance with Investment Aims”, by Erik Holm and Leslie Scism, Wall Street Journal, August 26, 2010
“Life Insurance Options for Tough Times”, by Peter Katt, Journal of Financial Planning, March 2009, 22, 3
“Life Insurance in Times of Uncertainty”, by Cordell and Langdon, September 2009, 22, 9
• http://articles.moneycentral.msn.com/Insurance/InsureYourLife/TheRagingDebateOverTermvsWholeLife.aspx

Mansour Alghayadh
Life Insurance
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I. Introduction :
A. Definition of Life insurance.
B. Thesis statement.
II. Discussion :
A. What is a term life insurance?
B. What is a universal police of life insurance?
C. Discuss the debate over whole life insurance versus term life insurance.
D. Discuss the debate over whole life insurance versus universal policies.

III. Comparison:
A. How many types of life insurance do we have?
B. Which one is better than other?
C. Provide examples.

IV. Clarification
A. Relationship between the economic situation and life insurance.
B. Should the life insurance follow the economic situation or no?

V. Conclusion
A. Summarize arguments and efforts.
B. My opinion about life insurance.

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