Kaldor-hicks efficiency

Explain community verses experience rating in insurance products. What is the impact of each rating method on consumers who have medical illness? Which rating method represents Kaldor-hicks efficiency and provide your rationale for your answer.

Project description
Explain community verses experience rating in insurance products. What is the impact of each rating method on consumers who have medical illness? Which rating method represents Kaldor-hicks efficiency and provide your rationale for your answer.
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