business law II

Paper instructions:
1. Using any advertisement(s) that you have seen on the Internet, give one example of what might be considered “Deception” in advertising or a “Failure to disclose

transaction terms”. Discuss your example with reference the principles mentioned in the Text 2. Mike is a sole proprietor and he sells used tractors. He has never

extended credit in the past 10 years that he has been in business. He now makes a “one-time” exception and sells one tractor to a landscape business for $10,000.00,

with 10% down and the remaining payments at 8% simple interest. Two months into the contract, the buyer of the tractor defaults on the loan. Is Mike covered by the

requirements of the Fair Debt Collection Practices Act (FDCPA) when he alone takes measures to try and collect the debt? See the text and FDCPA area before you answer.

Answer yes or no and then explain why or why not. (One paragraph please) 3. What are the duties of Consumer Reporting Agencies / Credit Bureaus under the Fair Credit

Reporting Act (FCRA)? See the text areas on FCRA. 4. What are some examples (provide three and discuss briefly) of Forbidden Practices under the Fair Debt Collection

Practices Act (FDCPA)? See the text on FDCPA.

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